Desktop/Tablet ; Mobile Render Separate

Custom Decision Scores

CIC™ takes legal compliance very seriously, and we know you do too! That’s why we created our customized decision models, CrosXscore, erasing any doubts that your rental policy might be based on subjective and discriminatory factors. With CrosXscore we take the written requirements you set for each of your rental properties and automatically apply it to your rental applicant’s resident screening and credit report. You receive with each report an easy-to-read ‘Accepted’, ‘Denied’, or ‘Conditional’ recommendation on the first page. This allows you, and your employees, to apply your company’s rental criteria consistently to each and every rental applicant.

Reduce Your Liabilities

automated rental decision

Renters are becoming more savvy about the law, and lawyers are capitalizing on this opportunity. When an applicant is denied by your property they may, understandably, not be pleased about the decision. Some applicants can go so far as to dispute the reason for your decision, and even escalate the situation to argue that they have been discriminated against. 

The good news is you can protect yourself by relying on objective information as the basis of your decision! Applying a consistent decision to your application process provides you with strong ammo to fight off frivolous lawsuits. The CrosXscore also reduces the challenges of training staff to understand and apply your criteria each time without letting their own bias impact whether to approve or deny a renter. Consistency is key and the CrosXscore applies your rental criteria in the same way for every applicant screened.

Avoid Bright-Line Standards

Eliminate the use of Bright-Line Standards in your resident screening through automated decisions that maintain your rental criteria consistently between all applicants. A Bright-Line Standard is any clearly defined rule based on a fixed criteria that provides little to no room for special circumstances, varying state laws, or errors.

Learn More About
Bright-Line Standards

Rental Criteria Guidance

resident screening criteria

Avoid Blanket Statements

Overly broad language in your rental criteria can heighten your liabilities by not factoring in the differences in laws between states and counties.

Example: “No felonies” – Language like this doesn’t account for what different states consider to be a felony.

Use Objective Information

The difference between making decisions based on subjective versus objective information can be what protects you from discrimination lawsuits.

Example) Only use criteria that can be validated with factual information from the applicant’s report.

avoid subjective resident screening

Customize Your Decision

$3 can save you

An easy to read CrosXscore recommendation based on your company’s rental criteria can be added to each resident screening background check for only $3. Having the CrosXscore on every report is one of the most reliable ways for you to have peace of mind knowing everyone is being treated equally, and you will have fewer liabilities when denying, or conditionally approving, applicants.

Risk Score Ranges

Control the accepted, conditional, and denied ranges for FICO® and National Risk Scores to easily determine the eligibility of your applicants.

Criminal & Eviction Hits

Your rental criteria for considering past criminal and eviction activity can be included with CrosXscore. ‘Conditional’ decisions are returned when additional research is needed.

Determine Risk Levels

Automatically identify past due tradelines, and other negative credit factors, to add consistency to your process and remove liabilities for your staff and company.

Reduce Liabilities

Applicant decision models are a great method for reducing your staff liabilities. All applicants are treated equally, and each report tells leasing agents with a clear and concise rental recommendation.

Learn More About
Decision Scores

Mobile Render Below

Custom Decision Scores

CIC™ takes legal compliance very seriously, and we know you do too! That’s why we created our customized decision models, CrosXscore, erasing any doubts that your rental policy might be based on subjective and discriminatory factors. With CrosXscore we take the written requirements you set for each of your rental properties and automatically apply it to your rental applicant’s resident screening and credit report. You receive with each report an easy-to-read ‘Accepted’, ‘Denied’, or ‘Conditional’ recommendation on the first page. This allows you, and your employees, to apply your company’s rental criteria consistently to each and every rental applicant.

Reduce Your Liabilities

automated rental decision

Renters are becoming more savvy about the law, and lawyers are capitalizing on this opportunity. When an applicant is denied by your property they may, understandably, not be pleased about the decision. Some applicants can go so far as to dispute the reason for your decision, and even escalate the situation to argue that they have been discriminated against. 

The good news is you can protect yourself by relying on objective information as the basis of your decision! Applying a consistent decision to your application process provides you with strong ammo to fight off frivolous lawsuits. The CrosXscore also reduces the challenges of training staff to understand and apply your criteria each time without letting their own bias impact whether to approve or deny a renter. Consistency is key and the CrosXscore applies your rental criteria in the same way for every applicant screened.

Avoid Bright-Line Standards

Eliminate the use of Bright-Line Standards in your resident screening through automated decisions that maintain your rental criteria consistently between all applicants. A Bright-Line Standard is any clearly defined rule based on a fixed criteria that provides little to no room for special circumstances, varying state laws, or errors.

Learn More About
Bright-Line Standards

Rental Criteria Guidance

Avoid Blanket Statements

resident screening criteria

Overly broad language in your rental criteria can heighten your liabilities by not factoring in the differences in laws between states and counties.

Example: “No felonies” – Language like this doesn’t account for what different states consider to be a felony.

Use Objective Information

avoid subjective resident screening

The difference between making decisions based on subjective versus objective information can be what protects you from discrimination lawsuits.

Example) Only use criteria that can be validated with factual information from the applicant’s report.

Customize Your Decision

$3 can save you

An easy to read CrosXscore recommendation based on your company’s rental criteria can be added to each resident screening background check for only $3. Having the CrosXscore on every report is one of the most reliable ways for you to have peace of mind knowing everyone is being treated equally, and you will have fewer liabilities when denying, or conditionally approving, applicants.

Risk Score Ranges

Control the accepted, conditional, and denied ranges for FICO® and National Risk Scores to easily determine the eligibility of your applicants.

Criminal & Eviction Hits

Your rental criteria for considering past criminal and eviction activity can be included with CrosXscore. ‘Conditional’ decisions are returned when additional research is needed.

Determine Risk Levels

Automatically identify past due tradelines, and other negative credit factors, to add consistency to your process and remove liabilities for your staff and company.

Reduce Liabilities

Applicant decision models are a great method for reducing your staff liabilities. All applicants are treated equally, and each report tells leasing agents with a clear and concise rental recommendation.

Learn More About
Decision Scores