Are Applicants Giving You Fraudulent Paystubs?
Creating fraudulent documents has become easier as technology has improved. With just a computer, printer, scanner and Photoshop software, fabricating fake paystubs can be done at home. Even online paystub services like stubsamples.com and speedystub.com generate paystubs based on the information put in by the user for an inexpensive fee.
While these services might seem like a good idea to applicants who are independent contractors, business owners, students and entrepreneurs (where providing income information for rental and credit applications is very difficult), those outside services are extremely relaxed on their requirements for accuracy. Paystub companies depend on the honesty of the person buying the income document and, while honest applicants do exist, no 3rd party verification is conducted.