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Tenant Screening Tips

Social Security Number vs Taxpayer Identification Number: Understanding the Difference

Have you ever wondered what the difference is between a Social Security Number (SSN) and an individual Taxpayer Identification Number (TIN), and how it is used when pulling a background screening report?
According to the IRS, a TIN is only available for certain nonresident and resident aliens, their spouses, and dependents who cannot get a SSN and is used for administering tax laws such as filing tax returns and opening a bank account. Depending on the identification number, it is either issued by the IRS directly or by the Social Security Administration (SSA). TINs are a 9-digit number, beginning with the number “9” and formatted like an SSN.

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multifamily legislation

California’s New AB 60 Driver’s License for Undocumented Immigrants

Property Managers can expect to see a new form of identification from California residents with the implementation of Assembly Bill 60, which took effect January 2, 2015. The law permits undocumented immigrants who successfully demonstrate proof of identity and California residency to obtain a driver’s license upon successfully passing the vision, written and behind-the-wheel testing requirements.

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multifamily legislation

Information About Reporting Criminal Records From NCRA’s Legal Counsel

As the nation’s most trusted provider of criminal and eviction data solutions for the multifamily housing industry, CIC wants help keep you informed of current industry affairs and developments. As such, the following is insight provided by Larry Henry, the National Consumer Reporting Association’s legal counsel.
Mr. Henry’s practice focuses on advising employers employment law matters, including issues related to the Fair Credit Reporting Act, the law governing background checks. He is nationally known for his expertise in the FCRA and employment law matters. He is admitted to the Oklahoma and Iowa Bar Associations, all Oklahoma federal district courts, Tenth Circuit Court of Appeals and the United States Supreme Court.

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Tenant Screening Tips

Three Tech Security Components to Protect Your CIC Credentials

The Home Depot® confirmed September 8, that a breach occurred with its payment data systems. This is merely the latest example of data breaches that have made national news headlines. As the nation’s premier provider of property management data solutions, CIC encourages clients to take proactive measures to protect devices and their CIC credentials.

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Tenant Screening Tips

CIC Offers Clients Experian RentBureau® Rental History Reports At No Cost with All Experian Credit Reports

CIC, the nation’s most trusted supplier of information solutions for the multifamily housing industry, provides Experian RentBureau® data at no additional cost to clients receiving Experian® credit reports. Providing property managers with the most comprehensive reports, CIC helps mitigate undesirable rental risks.

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employee background checks

Background Checks: What Employers Need to Know

When someone mentions the FTC, the EEOC, and the FCRA in the same sentence, it may sound like a ladle of alphabet soup.  What’s really being served up is a new joint publication by the Federal Trade Commission and the Equal Employment Opportunity Commission that talks about how the Fair Credit Reporting Act and the mandate to comply with anti-discrimination laws intersect when employers use background checks in personnel decisions.

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Tenant Screening Tips

Real Estate Agents and Individual Rental Owners Need Tenant Screening Too

In the United States more than half of the country’s non-buying population is made up of real estate rentals.  Some owners choose to hire a property management company to take care of the complete rental process, but oftentimes real estate agents and individual landlords are the ones tasked with filling vacancies.  No matter who is renting a property the fact remains that applicants have rights that are protected by law.  The same criteria must be used for all applicants so no arguments can be made alleging discrimination took place.  Important questions still need to be answered though about whether the applicant will pay their bills on time, or if they have a past that would make them a risk to the property.

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